How to Find the Cheapest Pharmaceutical Prices Prescription drugs have had their prices going up recently and the medication that people take is now having a financial toll on them. There are tips here that will help you make strategic changes in the way you handle the prescriptions drugs that will help you save a great deal on them. One of the strategies you could use is ditching the brand names and choose generics instead. The doctor is aware if there are generic versions of the medication and this is why you must ask if they can prescribe those instead and you will make great savings. The reason why we recommend generics is because they are just as good as the brand names. Ask your physician if there is a pill that can work for the different types of medication if you are taking different pills for the same condition. If you find that the combination pill has a generic variant, chances are that you are going to save a great deal. There is also the option of splitting the drugs rather than combining them and the doctor has to prescribe the doses that are going to be safe when you split. There is a concept known as formulary when it comes to insurance and this is the list of the medications they cover. The formulary is in tiers and this is how the insurance company saves money. One of the advantages with this is that the insurer will even negotiate for better prices with the manufacturer if you are able to switch to the cheaper drugs. The formulary list will contain all the incentives and this is why you must show it to your doctor before they prescribe a drug. You can contact the insurer asking for an exception for the medication you have prescribed for. If accepted, the insurer will waive the restrictions and they will pay for the medication. The procedure for filing the exception is that you get the form from the insurer and have the doctor complete it then submit it to the insurer. If the insurer rejects the request, you can get it reviewed by internal and external parties.
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Changing your pharmacy could also help you save on the prescription bill. There are mail-order options that your employer pays for and that you should use. There are preferred drugstores where you will get discounts as well and that you should find out about. There are limited networks that employers and insurers are part of and within these networks, you will find great discounts. The pharmacies that you see online could be scams and you need to be careful about them. Contaminated medication is one of the risks you expose yourself to when you buy drugs online. Only go for the online drug stores whose domain name ends with .pharmacy to be on the safe side.The 10 Most Unanswered Questions about Medications

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